Fractional CFO meeting with a Columbia, SC business owner
Accounting · Senior Financial Leadership

A Fractional CFO for Businesses That Need the Numbers to Lead

At some point the big decisions — pricing, hiring, equipment, expansion, financing — get too expensive to make on instinct. A full-time CFO costs six figures. A fractional CFO in Columbia, SC gives you the same seat at the table for a fraction of it, filled by a CPA who already knows your books.

What We Offer

The Work a CFO Actually Does

Margin and pricing analysiswhich products, services, or jobs make money, which quietly don't, and what to charge so the profitable work stays profitable.
Forecasting and budgetsa rolling financial picture of the next quarter and year, updated as reality moves, so decisions are made ahead of events instead of after them.
Financing and bankingloan applications built to be approved: lender-ready financials, the right structure, and someone who speaks the bank's language sitting on your side of the table.
Decision supportthe expansion, the second location, the big hire, the equipment purchase. Before you commit, you'll know what the numbers say — and what they don't.

This isn't a report subscription. It's a working relationship with a senior financial leader who joins your business a few days a month and stays accountable for the outcome.

Why We Do It

Profitable on Paper Isn't the Same as In Control

The owners who need this page are usually doing well by every outside measure. Inside, it looks different: the bank balance moves in ways the P&L doesn't explain, financing conversations feel like exams, and every major decision lands on one person — you — without a financial second opinion in the room. You don't need more reports. You need someone senior who reads them for a living and tells you plainly what they mean.

Results

The Range We Can Point To

Clients who use the firm as a whole have seen net profit increases ranging all the way up to 500% — and the CFO work is usually where that starts. The mechanics behind that range are unglamorous: prices that finally reflect costs, jobs bid with real numbers, financing secured on better terms, and money-losing work politely retired.

Read the case studies 
Who We Serve

Built for the Owner Carrying the Financial Weight Alone

The contractor with three crews who can't tell which jobs actually made money last quarter. The trades owner who built a real regional operation but still watches the bank account like it's year one. The practice or hospitality owner deciding whether the numbers support a second location. If the next big decision in your business is a financial one, this is the seat we fill.

The 8 Furlong Approach

Months, Not Mysteries

Understand — a full read of your financials, debt, margins, and cash rhythm. Prioritize — the two or three numbers that decide your year. Solve — forecasts, pricing, financing, and the meetings where decisions actually get made. Measure — a monthly scorecard you can read in five minutes. Grow — when the numbers are leading, the same team can support what comes next, from operations to an eventual exit plan.

Who You'll Work With

Your CFO Is a CPA, and You'll Have Her Number

Melynda Wright, CPA, our Chief Financial Officer, leads every fractional CFO engagement — supported by the same team that keeps your books current, so the leadership and the ledgers never fall out of sync.

Meet the team 
Take The First Step

Bring the Decision You're Sitting On

Most first conversations start with a specific question — a loan, a price increase, a hire. Bring yours. You'll leave knowing how a CFO would think it through.

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